Personal Loans

Personal Loans

Your personal loan can be used for a variety of purposes: weddings, vacations, starting up a small business, funerals, redecorating your home, you name it! The APR ranges from 10 to 17.5%, and is based on credit and loan repayment term. Discounts are available for those who have been members continuously for more than 5 years and those who agree to make payments through payroll deduction or direct deposit. Requirements

  • Be a credit union member
  • No bankruptcy in the last 3 years
  • Credit committee considers your credit history, credit score, and debt-to-income ratio
  • No unpaid judgments or collections

To Apply: Fill out and submit the loan application by mail, fax, in person, or using the online loan application by signing into your online banking. The credit committee will review your submitted application and contact you within five business days. A non-refundable application fee of $30 is required. Download Application